Chapter 3 Financial Planning - Manchester

Jamie L.

I came across Colin's website, which is very informative and provides a transparent fee structure. So, I decided to take advantage of the free financial health check. Colin reviewed the information I had pre-filled and prepared cash flow projections and financial plan. He spent an hour in the meeting thoroughly discussing my objectives, how to achieve them, retirement plan, and numerous tax-efficiency tips. He was very helpful and applied no pressure to sell anything. I was impressed with the service and would definitely consider joining once my company is set up. Highly recommended!

Sue R.

Having recently made a difficult decision to transfer my private pension from a nation wealth management company with a very complicated fee structure, to an independent advisor I was so relieved to meet Colin.
From day one I was aware of his efficient work ethic, his wide financial knowledge and his care to individualise each of his clients.
He is easily contactable, ensures he offers the sound advice and ways forward, and explains everything in a straight forward and uncomplicated way.
His fees are clean cut and easy to understand and I feel very comfortable that my pension is now in the best hands.
Thank you Colin.

Harvey K.

I highly recommend Chapter 3 and Colin. If you need support with financial planning, look no further. He makes it simple, is totally customer-focussed and makes you feel at ease from the get-go. Pensions, life insurance or coming up with a plan to make your money go further - Colin really knows his stuff. We're so grateful for the support and look forward to a continued relationship with him.

Bekki T.

While we are still in the early stages of our journey with Colin, I am pleased with the progress and initial results we’ve seen so far. Colin’s expertise and structured approach have already started making a positive difference, and I’m confident that, with his continued guidance, we’ll achieve the long-term success we’re aiming for.

Overall, I highly recommend Colin Bates to anyone seeking financial clarity, structure, and a personalised plan for long-term success.

Tom H.

Since day 1, Colin has been excellent. He's organised, communicative and we've seen great value from both his personal and business planning services in a relatively short period of time. I'd highly recommend Colin's services!

Albert W.

If actions speak loudest, after interviewing every UK based fixed fee financial planner we could find online, we entrusted our parents financial affairs to Colin. Colin has a wonderful ability to communicate challenging concepts with clarity and patience. Colin is an advocate of passive, index investing. Colin's pricing is exceedingly fair, unlike traditional AUM fee structures that attempt to justify itself via fear mongering (with some variant of "this is too complex for you to do without us"). It is a shame Colin is such a rarity, if you can establish yourself as a client before he runs out of capacity, consider yourself lucky.

David O.

As an independent contractor / sole director of an LTD, I was looking for financial advice and guidance in how to plan for the future and create the most efficient strategy for investment and tax.

Excellent quality of advice, he took the time to really understand my needs and tailored specific and relevant material to my situation. His knowledge on the complexities of the topic are top tier, and he provided a lot of valuable options to consider.

Colin stopped at no end to find opportunities to provide value, both on his expert knowledge and referals on to other very useful people within his network.

Andrew W.

Friendly, informative financial advice explained at every stage. Pensions now consolidated and hopefully better invested. Highly recommend Colin if you need help and advice with future planning your finances.